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Credit Center: Calculate

Plan the payments for your next car with interactive tools that make financing simple.

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Connect

Estimate your credit level and get connected to dealers who can help.

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Learn

Make smart decisions with articles on leasing, purchasing and credit.

Calculate

Calculate

Figure out your best option with our easy-to-use financial tools.

Lease vs. Loan Quiz

Choose the statement from each of the five categories that most closely matches your lifestyle to see if a lease or a loan could work best for you.

* = Required

! Please select a statement for each category.

I drive less than 15,000 miles a year. My commute is short, I only run errands and take small trips. I don't anticipate my average mileage changing for a few years.

I drive more than 15,000 miles a year. My commute is long. I might use my car for vacations. I don't want to worry about going over a mileage limit.

Maintenance is important to me. I tend to follow all scheduled maintenance and prefer to keep my car in perfect condition both inside and out.

Maintenance is not one of my top priorities. I might keep my car in good shape, but I don't want to worry about the occasional door ding or coffee spill.

I tend to want the latest model on the road and like driving a new car every two-to-three years.

I keep my cars for more than three years, often much longer. Sometimes I even keep them five-to-ten years.

I'm happy with the options and accessories available at the dealership and do not plan on customizing my car.

I enjoy adding personal touches after I've taken the car home. I want the freedom to add an entertainment system, custom wheels and other options.

I want the lowest monthly payment possible and do not mind making continuous payments on the cars I drive.

I prefer to pay off my car. I am focused on not having a monthly payment eventually and want to retain some trade-in value in the car.

Results:

This tool is an anonymous educational resource that gives you a general look at financial scenarios. We recommend you work with dealership representatives and members of the financial institutions you trust to help determine your exact options.