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The Credit Center Can Help

AutoTrader.com helps connect you with dealers who can assist with the best vehicle-financing option for you.

Connect

Connect

Estimate your credit level and connect to dealers who can help.

 
  • Evaluate your credit level
  • Get useful dealership visit tips
  • Find dealers to assist with financing
 
Start the Car Credit Wizard
Learn

Learn

Make smart credit decisions with info you find here.

 
  • Read about loans and leases
  • Get tips on improving credit scores
  • Understand finance terms
 
Read Loan Basics
Calculate

Calculate

Figure out your best option with our easy-to-use financial tools.

 
  • Payment Calculator
  • Affordability Calculator
  • More tools
 
Use the Payment Calculator

Bad Credit? Low Credit? We Can Help.

If you already know you have bad credit, skip the Car Credit Wizard and go directly to finance-friendly dealers near you.

Enter your ZIP code and click "Submit."

ZIP
We will not store this information. †
 

†This tool is an anonymous educational resource to help you locate dealers that have expressed an interest in financing purchases for consumers with some of your general financial characteristics. We respect your privacy and do not capture, store, or share the information you use in this research in any way. The results do not predict the actual information contained in your credit report or the type of credit you will qualify for from any lender. Credit is a very personal issue based on a variety of unique factors that differ from lender to lender and consumer to consumer. We recommend you work with dealership representatives and members of the financial institutions you trust to help determine your exact credit situation.