Unless you live in the southern part of the country, buying a convertible may be the last thought on your mind. But winter is a great time to buy a drop-top, as many automakers are offering strong convertible deals and incentives as sales dry up. We've listed our favorite special offers on great convertibles in our latest list. 

BMW Z4 

The BMW Z4 is a sporty 2-seat, rear-wheel-drive roadster with a folding hardtop. This month, BMW is offering the 2014 Z4 with several incentives to entice buyers to purchase or lease the convertible. For qualified shoppers looking to finance, BMW is offering interest rates as low as 2.99 percent for 36 months -- a departure from the brand's usual 3.29 percent offer. Lease shoppers also get a good deal, as BMW is touting payments from $419 per month for 39 months after $3,600 down on a 2014 Z4 sDrive28i.

Find a BMW Z4 

Chevrolet Camaro

The Chevrolet Camaro is a retro-styled, 4-seat sports car offered with V6 or V8 power. For shoppers interested in a good deal on a Camaro convertible, several offers are available in December. For qualified buyers looking to finance, Chevrolet is offering 3.9 percent interest for up to 72 months on 2014 models or 0 percent interest for up to 48 months on the 2013 Camaro. Meanwhile, drivers paying in full can also get a good deal, with cash-back offers as high as $500 on the 2014 Camaro or $1,500 for the 2013 model. 

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Chrysler 200 Convertible 

Formerly called the Sebring, the Chrysler 200 Convertible offers a soft-top, four seats and reasonable pricing. In December, it's offered with several incentives. For drivers looking to finance, Chrysler is touting interest rates as low as 0 percent for up to 72 months on all 2013 models or 0.9 percent for 36 months on the 2014 Chrysler 200 Convertible. Shoppers looking to pay in full also get a good deal, as Chrysler is offering up to $1,000 cash back on all 2014 models through the end of the month. 

Find a Chrysler 200 for sale

Ford Mustang 

The Ford Mustang is a 4-seat, 2-door sports car offered in coupe or convertible body styles. If you're after cheap thrills, the Mustang is a great choice in December thanks to several strong incentives from Ford. The best is for shoppers looking to finance, as Ford is offering the 2013 Mustang with 0 percent interest for up to 60 months plus up to $2,000 cash back. But those looking to pay in full also get a good deal, as Ford is touting up to $3,500 cash back on all 2013 Mustang models. If you'd rather have a 2014 model, incentives include 0 percent interest for 48 months or 0.9 percent for 60 months plus $1,500 cash back, or up to $3,000 back for shoppers looking to pay with cash. 

Find a Ford Mustang for sale

Mercedes-Benz SLK

The Mercedes SLK is a luxury-oriented 2-seat roadster with a folding hardtop. In December, it's offered with two incentives. Shoppers interested in the best deal can lease a 4-cylinder SLK250 for 39 months with payments from $499 per month after $4,459 down at lease signing. For drivers looking for more muscle, the V6-powered SLK350 is available for 36 months at $619 per month after $5,064 down. While that may seem steep, it's still well under the lease rate for the SL550, the automaker's other 2-seat convertible, which starts at $1,299 per month after a whopping $7,000 down at lease signing. 

Find a Mercedes-Benz SLK for sale

What it means to you: Our list of convertible deals proves there's no time like December to buy a new drop-top.

author photo

Doug DeMuro has a wide range of automotive industry experience, from work at a Ferrari dealership to a manager for Porsche North America. A lifelong car enthusiast, Doug's eclectic vehicle purchases include a Porsche 911 Turbo, an E63 AMG wagon, an old Range Rover and a Mercedes Benz G-wagen.

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