You might think a new luxury car is out of your budget, but our list of luxury car deals and incentives proves otherwise. We've rounded up the top incentives on a wide variety of new luxury cars, proving that a brand-new luxury model might be more affordable than you think.

Acura TSX

The Acura TSX is a front-wheel-drive, 4-cylinder model offered as a sedan or a 5-door sport wagon. The best deals this month are available on the 2014 TSX sedan, which will soon be replaced by the larger TLX. For qualified drivers interested in financing, Acura is offering 0.9 percent interest for up to 60 months on all TSX sedan models. Meanwhile, shoppers who lease can choose from one of two deals. Drivers who want the lowest possible monthly payment can get a 36-month lease with $2,499 down and monthly payments from $279. For those who would rather put nothing down, Acura is offering a 36-month term with payments from $340 per month.

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Infiniti Q50

The midsize Infiniti Q50 is a sporty luxury sedan that offers a wide range of cutting-edge features and gadgets. In August, the 2014 Q50 is offered with incentives for shoppers looking to lease or finance their luxury sedan. For qualified buyers looking to finance, the Q50 is available with 0.9 percent interest for up to 72 months. Shoppers who would rather lease can choose from two deals: $2,999 down and payments from $369 per month for 39 months for a 2-wheel-drive model or $3,399 down and the same monthly payment for the year-round security of all-wheel drive (AWD).

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Lexus IS

The Lexus IS is a rear- or all-wheel-drive luxury sport sedan that offers new styling and new equipment thanks to a recent redesign. For shoppers interested in a good deal on the 2014 IS, Lexus is offering several in August. For qualified shoppers looking to finance, the base-level IS 250 is offered with 0.9 percent interest for up to 60 months. Although that deal isn't available on the more powerful IS 350, Lexus is offering a lease deal on that model: $2,599 down and $419 per month for 27 months. Shoppers looking for a lower payment can instead choose the IS 250, which can be had for 27 months at $349 per month with $1,299 down at lease signing.

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Mercedes-Benz C-Class

The 2014 Mercedes C-Class is a rear- or all-wheel-drive entry-level luxury sedan that's offered this month with two special lease incentives. The first deal applies to the rear-wheel-drive C250, which uses a surprisingly potent turbocharged 4-cylinder engine. With that offer, shoppers can get a 27-month lease term with payments from $359 per month after $4,153 down at lease signing. Drivers who would rather have the all-weather security of all-wheel drive can choose a C300 4MATIC, which offers the same 27-month lease term and the same down payment -- though monthly payments rise to $379. Both C-Class models are also available to qualified finance shoppers with interest rates as low as 2.99 percent for 72 months.

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Volvo S60

The Volvo S60 is a midsize luxury sedan that offers front- or all-wheel drive, a comfortable ride and reasonable pricing. Prices are even more reasonable in August thanks to several incentives from Volvo, which apply to shoppers looking to lease or buy a new S60. For lease shoppers, Volvo is offering three deals: Base-level S60 T5 models start at $319 per month for 36 months after $3,199 down, while adding AWD brings the monthly payment up to $320 per month. Finally, the high-performance S60 T6 is available with payments from $355 per month and the same down payment.

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What it means to you: Our list of luxury car deals and incentives proves that you don't have to spend big money to get an excellent new luxury car.

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Doug DeMuro has a wide range of automotive industry experience, from work at a Ferrari dealership to a manager for Porsche North America. A lifelong car enthusiast, Doug's eclectic vehicle purchases include a Porsche 911 Turbo, an E63 AMG wagon, an old Range Rover and a Mercedes Benz G-wagen.

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