• Shoppers who finance or lease a new Volvo can get two months of free payments
  • The automaker is also boosting its free maintenance plan
  • Volvo is also offering $1,000 cash back to loyal owners and "conquest" buyers

Car shoppers who are considering financing a new Volvo would be wise to make their decision by the end of July. That's because the automaker recently rolled out a new incentive that promises buyers no payments for the first two months on all of its 2012 models.

According to the automaker, when customers finance or lease a new Volvo during the Summer Sales Event, Volvo will waive the first two payments on any 2012 model. That's an impressive offer that even applies to the automaker's latest products, the XC60 SUV and the S60 sedan.

Naturally, there's some fine print: Buyers have to finance or lease through U.S. Bank, which will only pay out a maximum of $900 for the promotion, or $450 per month for the first two months. Volvo's 72-month financing is available at interest rates as low as 2.9 percent, but the sought-after XC60 is not eligible for that aspect of the deal.

Nonetheless, it's an impressive offer, and the automaker's summer promotion doesn't end there. According to Volvo, car shoppers who prefer a 2013 model can also take advantage of a strong incentive that boosts the brand's five-year free maintenance plan from 45,000 to 50,000 miles. Current Volvo owners can also benefit thanks to a $1,000 incentive on all 2012 and 2013 models.

A "conquest" offer benefits buyers of the 2012 S60 and XC60. Shoppers who currently own a vehicle from a competitive brand - Acura, Audi, BMW, Infiniti, Lexus, Mercedes, Honda, Nissan, Saab, Toyota or Volkswagen - are offered $1,000 off the purchase price. But while other offers run out at the end of July, that one expires at the end of June.

What it means to you: Car shoppers interested in a good deal on a new Volvo will find several deals on offer now.

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Jeffrey Archer is fortunate to have turned a passion for cars into a career. His wide-ranging automotive experience includes work for automakers and dealers in addition to covering the news. When not writing, he spends his time searching for unique cars on AutoTrader.com.

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