2021 Volvo XC90

Original MSRP Range
$49,000 - $63,750
Available Style(s)
Sport Utility
18 - 21 MPG City / 26 - 30 MPG Hwy
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658 vehicles starting at $47,435
2021 Volvo XC90

What We Like

  • Handsome, unfussy exterior design
  • Thoughtful interior design
  • Optional wool seating surfaces
  • Top-notch safety equipment
  • Subscription program available


How Much Does a 2021 Volvo XC90 Cost?

The 2021 XC90 luxury midsize SUV/crossover isn’t exactly straightforward in terms of trim levels and drivetrains. Momentum is available with the T5 and T6 drivetrains, although the new-for-2021 Recharge Inscription Expression is essentially a Momentum with the PHEV setup and equipped similarly. The R-Design comes with any of the three drivetrains on offer. And Inscription has either the T6 or Recharge drivetrain.   The entry-level Momentum T5 trim ($49,995) starts out well equipped with 18-in alloy wheels, panoramic moonroof, full LED headlights with automatic high beams/active bending lights/high-pressure cleaning, LED fog lights, roof rails, rain-sensing wipers, heated windshield washer nozzles, keyless entry/ignition, power-folding side mirrors, programmable Care Key, quad-zone automatic climate control, simulated leather upholstery, leather-wrapped steering wheel, 10-way power-adjustable front seats with drivers side memory settings, selectable drive modes, 12.3-inch digital driver information display, front/rear parking sensors, hands-free liftgate, remote garage door opener, self-dimming rearview mirror with compass, 12-volt outlet in the cargo area, Bluetooth phone/audio, 9-in touchscreen (set vertically), 10-speaker audio system, satellite radio, Apple CarPlay/Android Auto smartphone integration, wireless charging, four USB ports (including a pair of USB-C ports in the second row), and an auxiliary audio input. An array of active safety features (see the Safety section below) is also included as standard. The T5 drivetrain is eligible for all-wheel drive, costing $2,500, which also includes heated front seats. Other options at the Momentum level include leather upholstery, navigation, 20-inch alloy wheels, and a Harman Kardon audio system. R-Design T5 ($56,595) adds 20-in alloy wheels, black window trim and mirror caps, sport seats with power-adjustable thigh bolsters, Nappa leather upholstery, paddle shifters, sun shades for the rear side windows, navigation, the Harman Kardon audio system, and various cosmetic touches. This trim level is eligible for 22-inch alloy wheels. The Inscription T6 ($64,245) has 20-in alloy wheels, perforated Nappa leather or Tailored Wool Blend upholstery, and a variety of other upscale trim pieces like a crystal gearshift knob. Inscription trim can also be ordered with massaging front seats. Second-row captain’s chairs are offered in the Momentum and Inscription trims, bringing accommodations down from seven to six. Also on the general options list are heated rear seats/steering wheel/wiper blades, second-row booster cushions, head-up display, and a 360-degree camera system. R-Design and Inscription models can be ordered with an adaptive air suspension, a self-parking feature, and a 1,400-watt/19-speaker Bowers & Wilkins audio system. Momentum T6 starts at $57,945 and R-Design T6 is priced from $63,645. At the time of compiling this review, there were no official prices for the 2021 XC90 Recharge versions. However, we expect the Recharge Inscription Expression to begin at around $69,000, the Recharge R-Design to be approximately $75,000 and the Recharge Inscription to be in the region of $76,000. These plug-in hybrids will qualify for federal and state tax credits.

XC90 Trims

Sport UtilityOriginal MSRP / PriceEngineHorsepowerCity MPG / Hwy MPGTransmissionDrive
XC90 T5 AWD Momentum 7P$51,500 / $48,4104 Cylinder Turbo25020 / 278-Speed Shiftable AutomaticFWD / AWD4WD
XC90 T5 AWD R-Design 7P$58,100 / $54,6144 Cylinder Turbo25020 / 278-Speed Shiftable AutomaticFWD / AWD4WD
XC90 T5 FWD Momentum 7P$49,000 / $46,0604 Cylinder Turbo25021 / 308-Speed Shiftable AutomaticFWD / AWD4WD
XC90 T5 FWD R-Design 7P$55,600 / $52,2644 Cylinder Turbo25021 / 308-Speed Shiftable AutomaticFWD / AWD4WD
XC90 T6 AWD Inscription 6P$63,750 / $59,9254 Cylinder Turbo31618 / 268-Speed Shiftable AutomaticAWD4WD
XC90 T6 AWD Inscription 7P$63,250 / $59,4554 Cylinder Turbo31618 / 268-Speed Shiftable AutomaticAWD4WD
XC90 T6 AWD Momentum 6P$57,450 / $54,0034 Cylinder Turbo31618 / 268-Speed Shiftable AutomaticAWD4WD
XC90 T6 AWD Momentum 7P$56,950 / $53,5334 Cylinder Turbo31618 / 268-Speed Shiftable AutomaticAWD4WD
XC90 T6 AWD R-Design 7P$62,650 / $58,8914 Cylinder Turbo31618 / 268-Speed Shiftable AutomaticAWD4WD

Is the 2021 Volvo XC90 a Safe Car?

The words Volvo and safety go together like parks and recreation. As well as the mandatory anti-lock brakes, airbags and traction control, the XC90 comes standard with a forward-collision warning system featuring automatic braking and detection of pedestrians, cyclists and large animals, plus adaptive cruise control and active blind spot monitoring with cross-traffic alert. Run-Off Road Protection is also standard. Should the XC90 suddenly leave the tarmac, the system tightens seat belts and uses shock-absorbing seat cushions to reduce the risk of spinal injuries. The National Highway Traffic Safety Administration (NHTSA) has given the XC90 five out of five stars overall. In front and side impacts, it earned five stars; it took four stars in the rollover test. The Insurance Institute for Highway Safety (IIHS) has made it a Top Safety Pick+ after awarding the vehicle its highest score of Good in all the major categories.

Original Warranty

Basic4 Years/50,000 Miles
Drivetrain4 Years/50,000 Miles
Corrosion12 Years/Unlimited Miles
Roadside Assistance4 Years/Unlimited Miles
Maintenance3 Years/36,000 Miles

Safety Features & Equipment

Braking & Traction
  • 4-Wheel Anti-Lock Brakes
  • Brake Assist
  • Tire Pressure Monitoring System
  • Traction Control
Passenger Restraint
  • Child Safety Locks
  • Driver Air Bag
  • Passenger Air Bag
  • Rear Side Curtain Airbags
  • Side Air Bag
  • Side Head Air Bag
Road Visibility
  • Daytime Running Lights
  • Fog Lights
Accident Prevention
  • Bluetooth, Hands-Free
  • Parking assist
  • Rearview Camera
  • Alarm System
  • Telematics
  • Vehicle Anti-Theft System


2021 Volvo XC90 vs the competition

2021 Acura MDX — Can seat seven and has a tempting equipment-to-expenditure ratio. 2021 Audi Q7 — Packed with technology and cool designs. Seats seven and offers a V6 engine. 2021 BMW X5 — The driver’s choice, if an enthusiast is obliged to buy a 3-row crossover. Plug-in hybrid variant also in the range. 2021 Mercedes-Benz GLE-Class — Absolutely superb in virtually every way. It moves this class to a higher level. 2021 Lexus RX L — Hugely popular. This L model stretches the regular RX to gain a (tight) third row, bringing accommodation for seven occupants. A hybrid powertrain is available. Used Volvo XC90 — This generation made its debut for the 2016 model year, so there should be some exceptionally clean used examples on the market. Check out Volvo’s certified pre-owned (CPO) program.

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