2020 Volvo XC90

Original MSRP Range
Available Style(s)
Sport Utility
18--21 MPG City / 26--30 MPG Hwy
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88 vehicles starting at $53,032
2020 Volvo XC90

What We Like

  • Handsome, simplistic exterior design
  • Uniquely Scandinavian interior design
  • Available wool seating surfaces, top-notch safety equipment, available subscription program

What We Don't

  • Smallest engine option leaves something to be desired
  • Exclusively 4-cylinder powertrain options may leave some luxury buyers yearning for the oomph of a V6 or a V8
  • Heavy reliance on touchscreen controls, is it really a worthy competitor to the Germans?


Expert Rating

4.6/ 5

Consumer Rating

4.3/ 5


What's New in the 2020 Volvo XC90?

The XC90 gets a very mild mid-lifecycle refresh for 2020. This consists mainly of slight tweaks to the grille design and bumpers along with new wheel designs and new color options. Inside is more of the same, with a few new interior trim options, the highlight of which is a new wool blend option available on top-of-the-line Inscription models. The 8-in digital gauge cluster display previously found on the base Momentum trim is replaced by the 12.3-in display found elsewhere throughout the lineup. Momentum and Inscription trims are now available with second-row captain's chairs, giving the XC90 an available 6-passenger configuration. The XC90's extremely rare limousine-spec "Excellence" trim goes away for 2020. See the 2020 Volvo XC90 models for sale near you

Which XC90 is the Best?

Like much of the competition, the 2020 Volvo XC90 is an upscale family SUV offering loads of cargo space, or room for seven passengers when you need it. While it's now been on sale for six model years without a major redesign, the XC90 remains highly competitive in its segment, thanks in large part to its unique Scandinavian design, efficient powertrains, and thoughtful safety features. While buyers looking for big power who don't mind the idea of a hybrid can look toward the PHEV T8 model, we think most buyers will find that the T6 powertrain suits them just fine, as it comes with a more reasonable sticker price while still making good power. As far as trim level goes, the Momentum offers a good array of standard features, while the R-Design adds more style and some upscale appointments. Find a Volvo XC90 for sale

How Much Does a 2020 Volvo XC90 Cost?

The 2020 XC90 is offered in three trim levels: Momentum, R-Design, and Inscription. The Momentum and R-Design are available with any of the three available powertrains, while the Inscription is limited to the T6 and T8. One of the new additions for 2020 is that second-row captain's chair are now offered on Momentum and Inscription trims.

The base Momentum trim ($49,345) starts off pretty well equipped, with 18-in alloy wheels, a panoramic sunroof, quad-zone automatic climate control, premium leatherette upholstery, a leather-wrapped steering wheel, 10-way power-adjustable front seats with driver's-side memory settings, heated front seats (AWD versions), a hands-free lift gate, roof rails, rain-sensing wipers, heated windshield washer nozzles, a garage door opener, a compass in the self-dimming rearview mirror, dark birch wood trim, different selectable drive modes, a rearview camera, navigation, keyless entry/ignition, a 12-volt outlet in the cargo area, Bluetooth phone and audio, a 9-in touchscreen (set vertically) and a 10-speaker audio system with satellite radio, Apple CarPlay/Android Auto, USB port and an auxiliary input. A variety of active safety features (see the Safety section below) are also included as standard. Heated seats and a heated steering wheel, the Harmon Kardon Audio system, and a few more driver assistance features can be added via packages.

The R-Design ($57,095) places a priority on style, and adds 20-in five-spoke wheels with black accents, a unique grille, slightly revised bumpers, silver mirror caps. Inside sees the addition of sport seats with electronically adjustable thigh bolsters, standard leather upholstery, paddle shifters, sun shades for the rear side doors, navigation, Harman Kardon audio and various cosmetic touches.

Top-of-the-line Inscription models ($64,095) gain 20-in 10-spoke silver wheels, ventilated Nappa leather upholstery or the aforementioned wool, which is new for 2020, and a variety of other upscale trim pieces like a crystal gearshift knob. An available luxury package adds massaging seats, a nubuck headliner, heated rear seats, and a heated steering wheel. If you opt for the T8 powertrain, the Inscription gains adaptive LED headlights and daytime running lights, crystal-topped gear shift and extendable under-thigh support for the front seats.

XC90 Trims

Sport UtilityOriginal MSRP / PriceEngineHorsepowerCity MPG / Hwy MPGTransmissionDrive
XC90 T5 AWD Momentum 7 Passenger$50,850 / $47,7994 Cylinder Turbo25018 / 268-Speed Shiftable AutomaticFWD / AWD4WD
XC90 T5 AWD R-Design 7 Passenger$58,600 / $55,0844 Cylinder Turbo25018 / 268-Speed Shiftable AutomaticFWD / AWD4WD
XC90 T5 FWD Momentum 7 Passenger$48,350 / $45,4494 Cylinder Turbo25021 / 308-Speed Shiftable AutomaticFWD / AWD4WD
XC90 T5 FWD R-Design 7 Passenger$56,100 / $52,7344 Cylinder Turbo25021 / 308-Speed Shiftable AutomaticFWD / AWD4WD
XC90 T6 AWD Inscription 6 Passenger$63,100 / $59,3144 Cylinder Turbo31620 / 278-Speed Shiftable AutomaticAWD4WD
XC90 T6 AWD Inscription 7 Passenger$62,600 / $58,8444 Cylinder Turbo31620 / 278-Speed Shiftable AutomaticAWD4WD
XC90 T6 AWD Momentum 6 Passenger$56,800 / $53,3924 Cylinder Turbo31620 / 278-Speed Shiftable AutomaticAWD4WD
XC90 T6 AWD Momentum 7 Passenger$56,300 / $52,9224 Cylinder Turbo31620 / 278-Speed Shiftable AutomaticAWD4WD
XC90 T6 AWD R-Design 7 Passenger$62,000 / $58,2804 Cylinder Turbo31620 / 278-Speed Shiftable AutomaticAWD4WD
XC90 T8 eAWD Plug-In Hybrid Inscription 6 Passenger$73,800 / $69,372Hybrid400N/A8-Speed Shiftable AutomaticAWD4WD
XC90 T8 eAWD Plug-In Hybrid Inscription 7 Passenger$73,300 / $68,902Hybrid400N/A8-Speed Shiftable AutomaticAWD4WD
XC90 T8 eAWD Plug-In Hybrid Momentum 6 Passenger$67,500 / $63,450Hybrid400N/A8-Speed Shiftable AutomaticAWD4WD
XC90 T8 eAWD Plug-In Hybrid Momentum 7 Passenger$67,000 / $62,980Hybrid400N/A8-Speed Shiftable AutomaticAWD4WD
XC90 T8 eAWD Plug-In Hybrid R-Design 7 Passenger$72,700 / $68,338Hybrid400N/A8-Speed Shiftable AutomaticAWD4WD

Is the 2020 Volvo XC90 a Safe Car?

Volvo is known for placing a high priority on safety and as such, integrates a variety of thoughtful safety features into each of its vehicles, although many of these are standard fare for any modern vehicle here in 2019. Among safety features offered as standard on the XC90 are a forward-collision warning system featuring automatic emergency braking with pedestrian and cyclist detection, plus adaptive cruise control, and blind spot monitoring with rear cross-traffic alert. Lane-keeping assist and a 360-degree camera system are optional.

The XC90 also comes standard with what Volvo refers to as "Run-Off Road Protection." Should the XC90 suddenly leave the pavement, the system tightens the seat belts and uses shock-absorbing seat cushions to reduce the risk of spinal injuries.

The XC90 earns a coveted Top Safety Pick+ rating from the third-party Insurance Institute for Highway Safety for its exceptional crash test performance, where it was awarded top marks in all major categories.

Behind the Wheel

The XC90's interior is tranquil and minimalist, thanks in large part to its calming Scandinavian design language. The seats are comfortable and modern-looking, while the dashboard is dominated by a 9-in center touchscreen; buttons and other visual clutter are kept to a minimum. The cabin is spacious and luxurious, which is what you'd expect from a luxury SUV costing between $50,000 and $85,000.

Autotrader was able to drive XC90s with both the T6 and T8 powertrains underhood. While neither one will make you think the XC90 is packing a big V8, the driving experience offered by either is on par with what most buyers want out of a luxury SUV. Handling is dialed in and visibility is good from the XC90's tall greenhouse.

Frontal Crash Rating
Overall Rating
Rollover Rating
Side Barrier Rating
Side Crash Rating
5 Year Cost to Own

$62,671 ($0.84 per mile)

5-Year Cost to Own includes out of pocket expenses like fuel and insurance, plus the cars loss in value over time (depreciation)See Detailed Cost to Own

Original Warranty

Basic4 Years/50,000 Miles
Drivetrain4 Years/50,000 Miles
Corrosion12 Years/Unlimited Miles
Roadside Assistance4 Years/Unlimited Miles
Maintenance3 Years/36,000 Miles

Safety Features & Equipment

Braking & Traction
  • 4-Wheel Anti-Lock Brakes
  • Brake Assist
  • Tire Pressure Monitoring System
  • Traction Control
Passenger Restraint
  • Child Safety Locks
  • Driver Air Bag
  • Passenger Air Bag
  • Rear Side Curtain Airbags
  • Side Air Bag
  • Side Head Air Bag
Road Visibility
  • Daytime Running Lights
  • Fog Lights
Accident Prevention
  • Bluetooth, Hands-Free
  • Parking assist
  • Rearview Camera
  • Alarm System
  • Telematics
  • Vehicle Anti-Theft System
  • Advanced Pkg


2020 Volvo XC90 vs the competition

2020 Acura MDX -- A big seller, but in need of a redesign. Seats seven. Sport Hybrid trim is intriguing, but the Volvo feels more special.

2020 Audi Q7 -- Packed with technology, space and cool designs. German luxury without being in-your-face. Seats seven.

2020 BMW X5 -- Redesigned for 2020. Still the driver's choice. Three powertrain options, including a 523 hp twin-turbo V8. Seats up to seven thanks to a newly-available third row for 2020.

2020 Mercedes-Benz GLE-Class -- All-new for 2020. Like the X5 gains a third-row seat. Plug-in hybrid is expected down the road.

2020 Lexus RX L -- Hugely popular. Recently added L model is elongated and gains a tight third-row, allowing for up to seven passengers. Hybrid powertrain available.

Volvo XC90 News & Reviews

Volvo Dealerships Near You

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21830 Pacific Boulevard, Dulles, VA 20166
(703) 421-5700
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11050 Fairfax Blvd, Fairfax, VA 22030
(877) 638-7785
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(17 miles away)
(703) 237-5000
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