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If your budget isn't right for a new car and you're worried about potential problems with a used vehicle, a certified pre-owned (CPO) model might be the right choice for you. That's because CPO cars and trucks are often lightly used, with a long factory warranty for greater peace of mind over a regular used car. Best of all, some automakers offer CPO deals and special offers to help sweeten the pot for shoppers interested in a certified vehicle. To show you some examples, we've rounded up some of the top incentives available this month from a few of our favorite CPO programs.
Audi
Audi's CPO program is among our favorites, as it boasts an impressive 6 years or 100,000 miles of bumper-to-bumper coverage starting from the original sale date. In November, Audi is bolstering its already-enticing CPO program with a strong incentive: Through the end of the month, shoppers can get 1.9 percent interest for up to 60 months on all CPO 2013 through 2015 models. Drivers interested in paying with cash can also get a good deal this month, as Audi is offering up to $500 cash back on CPO examples of the 2014 A4 and A6 and the 2015 A3.
Chevrolet
Chevrolet's CPO program now offers an impressive powertrain warranty that covers vehicles for up to 6 years or 100,000 miles from the original sale date, in addition to a bumper-to-bumper warranty that adds 1 year or 12,000 miles to the original coverage. And if that wasn't enough, Chevrolet adds an excellent incentive available this month: Through the end of November, qualified shoppers can get 1.9 percent interest for up to 36 months on all CPO Chevrolet models.
Hyundai Elantra and Sonata
Hyundai's CPO program is among our favorites, as it boasts 10 years or 100,000 miles of powertrain protection and 5 years or 60,000 miles of bumper-to-bumper coverage from the vehicle's original sale date. In November, Hyundai's CPO program also offers an enticing special-financing offer. Through the end of the month, Hyundai is offering 0.9 percent interest for up to 48 months on all CPO Elantra and Sonata models -- a new-car financing rate on a used car with a long, manufacturer-backed warranty.
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Jaguar XF
Jaguar's CPO warranty is among the best in the luxury-car world, as it offers 6 years or 100,000 miles of bumper-to-bumper coverage, along with no deductible and full transferability to future owners. In November, Jaguar's CPO warranty is also offered with some excellent incentives -- especially if you choose the brand's midsize XF luxury sedan, which boasts some particularly strong finance deals. The best offer is for drivers interested in a 2013-2014 XF, which is available with 0.9 percent interest for up to 60 months, a deal that isn't extended to many other Jaguar models. Meanwhile, shoppers who get a 2015 XF can get 1.9 percent interest for up to 60 months, which is still a good deal for a used vehicle.
Kia Optima and Sorento
Kia's CPO program is also among our favorites, as it offers excellent powertrain coverage for up to 10 years or 100,000 miles from the original sale date, plus an extra year or 12,000 miles of bumper-to-bumper protection. In November, Kia's CPO warranty is even more appealing thanks to a special low-interest financing rate from the automaker: 0.9 percent interest for up to 36 months on all CPO versions of the brand's popular Optima midsize sedan and Sorento SUV. That's a great deal on two popular models that include the peace of mind that comes with Kia's excellent CPO warranty.
Mazda
Mazda's CPO program boasts impressive warranty coverage that offers 1 year of additional bumper-to-bumper protection, along with up to 7 years or 100,000 miles of powertrain coverage from the original sale date. In November, Mazda's CPO program is especially alluring thanks to an excellent incentive offered by the automaker: Through the end of the month, shoppers interested in a CPO Mazda can get 1.49 percent interest for up to 36 months. That's essentially a new-car deal, which is rare to see on a used model, even one with Mazda's excellent warranty.
MINI
MINI's CPO program is excellent, as it offers up to 6 years or 100,000 miles of bumper-to-bumper coverage from the original sale date. In November, MINI is also offering two good incentives for shoppers interested in combining a great deal and the peace of mind that comes with a factory warranty. The best offer is for qualified shoppers looking to lease their CPO MINI, as the automaker is offering 0.9 percent interest for up to 36 months on all 2013 and 2014 models. But drivers can also get a good deal if they're looking to pay with cash, as MINI is offering up to $500 cash back on all CPO 2013 or 2014 models.
Toyota RAV4
The Toyota RAV4 was recently facelifted, with a slightly new look compared to the 2013-2015 models. If you don't mind foregoing the latest and greatest design and some cutting-edge equipment, you'll find that a CPO RAV4 offers an excellent low-interest finance rate: just 1.9 percent for up to 60 months. That's a deal that many new cars can't even match, and you'll struggle to get it on any used vehicles -- especially with Toyota's excellent CPO program, which offers one additional year of bumper-to-bumper warranty coverage and powertrain protection for up to 7 years or 100,000 miles from the original sale date.
What it means to you: If you're interested in a great price on a used vehicle with the peace of mind that comes with a long warranty, our list of November CPO deals and incentives is a great place to start your search.