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2015’s Best Gas Credit Cards

It’s officially summer — so it’s time to pack the snacks, load up the DVD player for the little ones and hit the road. But before you get on the interstate, you’re gonna need to fuel up. And what simpler way to pay than with a gas card. Don’t have one yet? You’re in luck. We’ve listed the top gas credit cards to save you money and get you a few perks along the way.

CardHub looked at more than 1,000 credit card offers and, after comparing fees and rewards, came up with their picks on cards that offer high earning rates on gas purchases. They looked at gas cards affiliated with certain station chains and those providing higher earning rates on all petrol purchases.

Gas Cards for Any Station

PenFed Platinum Rewards Visa Signature Credit Card — The Pentagon Federal Credit Union gas card offers five points per $1 on gas, three points per $1 at the supermarket and one point per $1 on all other purchases. Joining PenFed is a requirement, but joining will set you back just $15.

Blue Cash Preferred from American Express — This card offers 3 percent cash back at gas stations and certain department stores, 6 percent cash back at supermarkets and 1 percent cash back everywhere else. There is also a $150 initial bonus for spending $1,000 in the first 3 months. It has a $75 annual fee.

Citi ThankYou Premier Card — This card offers three points per $1 on travel (including filling up at the pump), two points per $1 on restaurants and entertainment and one point per $1 on everything else. There is a $500 initial bonus for spending $3,000 in the first 3 months. A $95 annual fee kicks in after the first year.

Station-Specific Gas Rewards

Marathon Credit Card — The Marathon card offers a $0.25 rebate (about 8.8 percent cash back) for each gallon of Marathon gas bought during months that a cardholder charges at least $1,000 on the gas card, $0.15 per gallon (about 5.3 percent) for spending between $500 and $999.99 and $0.05 (about 1.8 percent cash back) for spending under $500. You’ll score double rebates in the first 90 days, and there is no annual fee.

Chevron and Texaco Credit Card — This card offers a $0.30-per-gallon rebate (about 8.1 percent cash back, based on current prices) for the first 60 days, then it offers a $0.20-per-gallon rebate in months you spend more than $1,000 and $0.10 per gallon for spending $300-$1,000.

Before you open a station-specific gas card, make sure you are meeting the spending requirements in order to snag the highest-rewards earning rates. If not, generic gas credit cards may be the better option.

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