The end of the year is always among the best times to buy a car. With cold weather, ice and snow descending over most of the United States, many dealers find more success with SUVs than cars during the winter months, leading to bigger discounts. And for many automakers, rapidly approaching year-end sales targets mean it's time to start piling on incentives - especially since Americans are usually more focused on buying holiday gifts than vehicles around the end of the year. We've looked around for some of today's top incentives, rounding up the top offers for buyers looking for a good deal for the holidays.

 

Chevrolet Cruze

Chevrolet's brand new Cruze sedan is already available with several special offers designed to increase popularity and consumer awareness. Qualified buyers looking to finance the sedan are eligible for 1.9 percent interest rates for up to 60 months on 2011 models or 2.9 percent for up to 60 months on the 2012 Cruze, while shoppers interested in paying cash can take advantage of a $500 cash back offer through the end of the year. If you're more interested in leasing, Chevrolet is offering a great deal on the 2012 Cruze 2LS: $199 per month for 39 months and nothing due at signing.

Find a Chevrolet Cruze for sale now.

 

Chrysler 300

Chrysler's newly redesigned 300 is available with a substantial financing offer throughout November. According to the automaker, qualified buyers interested in financing a 2011 Chrysler 300 can take advantage of interest rates as low as zero percent for a whopping 72 months if they take delivery by the end of the month. That offer changes to zero percent for 36 months for buyers who would prefer a 2012, though we think the difference is minimal since both models include recently freshened exterior styling and an updated interior.

Find a Chrysler 300 for sale now.

 

Ford Mustang

Ford's sporty Mustang is available with some attractive incentives in November. For qualified buyers looking to finance, the automaker is offering $1,000 cash back plus zero percent interest rates for up to 60 months, or 1.9 percent rates for 72 months on all V6-powered 2012 Mustang or high-performance Mustang GT models. Meanwhile, cash buyers can take up to $2,500 off all 2012 Mustangs - a great deal considering even the most basic version of the sporty coupe or convertible features a 305-horsepower 3.7-liter V6 and hits 60 miles per hour in the mid-5 second range.

Find a Ford Mustang for sale now.

 

Honda Civic

It's hard to argue with a great deal on a brand new model - and that's exactly what Honda is offering on its recently redesigned 2012 Civic. Through the end of the year, buyers looking for a 2012 Civic sedan can lease one for just $179 per month with $1,999 due at lease signing, or $230 per month if they'd rather put nothing down up front. Qualified buyers looking to finance can also find great deals on the all-new Civic, including interest rates as low as 0.9 percent for up to 36 months or 1.9 percent for 37 to 60 months.

Find a Honda Civic for sale now.

 

Hyundai Genesis

Hyundai's upscale Genesis sedan is available with a few special offers of its own through the end of November. According to the automaker, a 2011 Genesis can be had with interest rates as low as zero percent for 36 months or 0.9 percent for 48 months - figures which jump to 0.9 percent for 36 months or 1.9 percent for 48 months on 2012 models. Lease deals are even better, with Hyundai advertising monthly payments starting at just $399, with just $1,500 due at signing on 2011 models and $3,499 for recently released 2012s. For cash buyers, Hyundai is also offering $1,500 cash back on 2011 and 2012 Genesis sedans.

Find a Hyundai Genesis for sale now.

 

Volkswagen Eos

November is hardly the time to be looking for a convertible - and that's exactly why Volkswagen is running such fantastic offers on its four-seater Eos droptop. While the automaker's financing offer - 1.9 percent interest for up to 60 months - is certainly a good one, we're more impressed with its lease deal. According to Volkswagen, buyers interested in leasing a 2012 Eos by the end of November can drive one home for just $349 per month for 36 months, with nothing due at signing. That's a great deal that includes 36,000 miles of driving pleasure and, while it's hard to imagine with temperatures plunging, serious top-down enjoyment.

Find a Volkswagen Eos for sale now.

author photo

Jeffrey Archer is fortunate to have turned a passion for cars into a career. His wide-ranging automotive experience includes work for automakers and dealers in addition to covering the news. When not writing, he spends his time searching for unique cars on AutoTrader.com.

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