Home Comparisons Trim Comparisons 2022 Volvo XC40: Choosing the Right Trim

2022 Volvo XC40: Choosing the Right Trim

No one should be surprised the 2022 Volvo XC40 is returning virtually unchanged. Launched as a 2019 model, it still looks and feels fresh.

The fully electric (EV) XC40 Recharge version is detailed elsewhere.

Volvo’s smallest SUV, the XC40 vies for attention in the midst of rivals like the Audi Q3, BMW X1, and Lexus UX.

We like the XC40 for its impressive list of standard equipment, memorable styling, solid array of driver aids, and sensible management of interior space.

Volvo organizes the XC40 by powertrain and trim level.

Two powertrains use a version of Volvo’s 2.0-liter turbocharged 4-cylinder engine paired with an 8-speed automatic transmission with selectable drive modes.

The T4 version generates 187 horsepower to motivate the front wheels (FWD). With the T5, the pony count is 248 hp spread across all four wheels (AWD).

Government-estimated fuel economy for the T4 is 23 mpg in the city, 32 mpg on the highway, and 26 mpg in mixed driving.

With all four wheels pulling the load, the T5 doesn’t give up much mileage ground. Its estimated fuel numbers are 22 mpg/30 mpg/25 mpg.

Three trim levels (Momentum, R-Design, and Inscription) can be armed with either powertrain.

2022 Volvo XC40 Momentum (starting at $34,100)

2022 Volvo XC40 Momentum front right in white

The 2022 Volvo XC40 Momentum starts at $34,100.

The listed price is for the T4. Stepping up to the T5 AWD pushes up the price to $36,100.

Standard are 18-inch alloy wheels, LED headlights with active bending, high-beam assist, LED fog lights with Cornering, and rain-sensing wipers.

Also included are single-zone automatic climate control, a 12.3-inch digital gauge display, adjustable power steering, and auto-dimming mirrors (rearview and outboard).

Other features are cruise control, 8-way power-adjustable driver’s seat, leather seating, and heated front seats.

A 9-inch vertical touchscreen, an 8-speaker audio system, Bluetooth, Apple CarPlay, Android Auto, and four USB ports within the infotainment system.

The driver aids are rear park assist, forward-collision warning with automatic emergency braking, blind-spot monitoring, and lane-departure warning. Also included are rear cross-traffic alert with auto braking, lane-keeping assist with steering, and driver-attention warning.

You can add the $750 Climate Package with heated rear seats, a heated steering wheel, and high-pressure headlight washers to any trim level.

Toss in another $2,400 for the Premium Package. It adds dual-zone automatic climate control, an 8-way power-adjustable front passenger seat, Google Maps navigation, keyless entry with push-button start, and wireless phone charging.

Adding the $1,045 destination fee to the Momentum base price brings the total to $35,145. With no money down, financing for 60 months at 3% interest works out to $632 per month. See 2022 Volvo XC40 Momentum models for sale

2022 Volvo XC40 Momentum includes:

  • Adjustable power steering – This allows the driver to dial down the amount of steering assistance the power-steering system provides.
  • Leather seating – Adding a touch of luxury, leather covers all the seats, including the 8-way heated power-adjustable driver seat.
  • Apple CarPlay and Android Auto – Allows your smartphone to interface with your vehicle. Not only can you access the music on your phone, but you can also send messages, receive messages, make calls, and so forth through your vehicle’s media system.

2022 Volvo XC40 R-Design (starting at $39,350)

2022 Volvo XC40 R-Design front right in blue

The 2022 Volvo XC40 R-Design starts at $39,350.

The price listed is for the T4. Upgrading to the T5 has a base price of $41,350.

R-Design loses the full leather seating but gains all the features from Momentum’s Premium Package.

Volvo equips R-Design with a unique dynamic chassis.

It also adds 19-inch alloy wheels, Nappa leather-trimmed front seats with Nubuck inserts, a faux-leather rear seat, and various black exterior elements.

For $1,450, you can add the Advanced Package to R-Design or Inscription. It includes the Pilot Assist semi-autonomous driving assistance, a surround-view camera, and more.

Adding the $1,045 destination fee to the R-Design base price totals $40,395. With no money down for 60 months at 3% interest, financing costs $726 per month. See 2022 Volvo XC40 R-Design models for sale

2022 Volvo XC40 R-Design includes:

  • Dual-zone automatic climate control – A set-it-and-forget-it system, it divides the vehicle into left and right regions. It provides separate temperature settings for each region. Once set, it automatically maintains the preset temperatures.
  • Keyless entry – If the key fob is on your person, the doors automatically unlock when you touch the door handle. Push-button start is paired with keyless entry.
  • Smartphone charging – You can charge any Qi-compatible smartphone without using a cable.

2022 Volvo XC40 Inscription (starting at $39,850)

2022 Volvo XC40 Inscription profile

The 2022 Volvo XC40 Inscription starts at $39,850.

The listed price is for the T4. Opting for the T5 will cost $41,850.

Inscription loses the R-Design’s black exterior elements but adds back the full-leather seating. It also reverts to 18-inch alloy wheels.

Inscription then adds a power panoramic moonroof, real-wood interior accents, chrome exterior trim, and a crystal gear-shift knob.

Adding the $1,045 destination fee to the Inscription base price equals $40,895. With no money down, financing for 60 months at 3% interest works out to a monthly payment of $735. See 2022 Volvo XC40 Inscription models for sale

2022 XC40 Inscription includes:

  • Panoramic moonroof – This power-operated moonroof has a front panel that tilts and opens. It also provides a power sunshade.
  • Wood accents – Real-wood accents set off the leather upholstery.
  • Crystal gear-shift knob – Hand-crafted out of genuine crystal, this shift knob is the work of Swedish artisans at Orrefors.

FAQ

  • What is the best 2022 Volvo XC40 trim?

    For most luxury SUV shoppers, the base Momentum trim is the best value in the Volvo XC40 lineup.

  • How many mpg does the 2022 Volvo XC40 get?

    The base T4 FWD powertrain gets up to 23 city/32 highway mpg. The T5 AWD powertrain returns up to 22 city/30 highway mpg.

  • Which 2022 Volvo XC40 trim level offers the most safety?

    The Advanced Package available for the R-Design and Inscription trims adds safety features like the Pilot Assist driving system and a 360-degree surround-view camera. The XC40 gets a 5-star overall safety rating from the NHTSA and it’s an IIHS Top Safety Pick+.

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