Auto Loan Calculator

Use this calculator* to estimate your monthly car payment.

Months
Loan/lease periods shown may not be available for all vehicles and/or applicants.
Interest Rate
Interest Rate shown may not be available for all vehicles and/or applicants.
Trade-In Value
Actual Trade-In value will be determined by dealer after inspection of the vehicle.
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*Estimated payments and terms shown here are for informational purposes only and do not constitute an actual offer or commitment to lend by a lender. These estimates do not include tax, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle.
Months
Loan/lease periods shown may not be available for all vehicles and/or applicants.
Interest Rate
Interest Rate shown may not be available for all vehicles and/or applicants.
Trade-In Value
Actual Trade-In value will be determined by dealer after inspection of the vehicle.
Calculate Reset
*Estimated payments and terms shown here are for informational purposes only and do not constitute an actual offer or commitment to lend by a lender. These estimates do not include tax, registration fees, lien fees, or any other fees that may be imposed by a governmental agency in connection with the sale and financing of the vehicle.
Show Calculator Definitions
Amount Owed on Trade-In
The total amount of money you still owe on the current financing for a trade-in vehicle if you're still making payments. To get your exact payoff amount, contact your lender.
Down Payment
When you purchase a vehicle with a loan, this represents the money you pay at the beginning of the financial agreement to lower the total amount you finance.
Interest Rate (APR)
When you purchase a vehicle with a loan, this is the percentage dollar amount that determines the yearly cost of credit. For instance, if you took out an $8,500 loan with an interest rate of 7.9% and a 36-month term, at the end of the loan your total payments would equal $9,575.03. The difference between the initial amount of your loan and what you paid, which in this example is $1,075.03, is the cost of using credit which was established by the interest rate.
Length of Loan
How long you make payments to a loan, most commonly expressed in months. Also referred to as a "term." A loan with a term of 36 months, for instance, indicates that you will make 36 monthly payments during the life of the loan.
Monthly Payment
The approximate amount of money you will be required to pay each month on a loan.
Sales Tax
The percent of state sales taxes that will be applied to the vehicle price. Remember, this could be based on the state and locality where you register the vehicle, not necessarily where you purchase it.
Trade-In Value
Trade-In ValueThe amount of money your current vehicle is worth toward the purchase of another vehicle. Keep in mind that dealerships will take the difference between the Trade-In Value and the Amount Owed on Trade-In to determine how much money should be applied to the sale.
Vehicle Price
The dollar amount you pay for the vehicle before sales tax and additional factors, such as rebates, are applied.

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This image is a stock photo and is not an exact representation of any vehicle offered for sale. Advertised vehicles of this model may have styling, trim levels, colors and optional equipment that differ from the stock photo.
Auto Loan Calculator