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Would You Buy One 2018 Bugatti Chiron For $3.78 Million or All Of This?

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author photo by William Byrd December 2018

In case you missed it, you can now buy a gently used 2018 Bugatti Chiron for the low, low, price of $3.78 million! If you wanted to finance this Chiron for 72 months, with no money down, that payment comes to an eye watering $52,532 per month at 0 percent interest. You would be better off financing it with a 30-year fixed rate mortgage, if that were possible. That got me wondering: what else could you find here on Autotrader for a grand total of $3.78 million instead? My goal here was to outfit our mystery shopper's driveway with an impressive array of vehicles that would provide the new owner with a lot more enjoyment, and more practicality than just one little Chiron would provide.

 2006 Bugatti Veyron -- $1,025,000

2006 Bugatti Veyron -- $1,025,000

I almost didn't add this car to the list, but if you were really in the market for a Chiron, you're clearly well heeled and enjoy the best of the best. While not the latest and greatest of the Bugatti brand, you could do worse than to end up with a Veyron. This gorgeous black-on-black-on black 2006 example from Pagani of Beverly Hills has seen some stuff in its day, traveling over 15,000 miles. That's pretty high mileage for an exotic, and that's quite high for a Veyron. And it will still set you back $1,025,000, which actually makes it the cheapest Bugatti Veyron currently for sale on Autotrader! Let's see if we can get Hoovie to add this to his garage.

Bugatti Chiron Fund Remaining - $2,755,000

2018 Rolls-Royce Phantom Extended Wheelbase Sedan -- $617,000

2018 Rolls-Royce Phantom Extended Wheelbase Sedan -- $617,000

Now that we have one of the preeminent hypercars in our mystery shopper's imaginary fleet, it's time to add the ultimate level of luxury to their garage. Behold, the extended wheelbase Rolls-Royce Phantom. Just look at that thing: that's unadulterated luxury, and one of just three extended wheelbase Phantom's currently for sale on Autotrader. So its unlikely that you'll pull up to the valet and step out of the back of your long Phantom while suffering the indignity of someone else arriving in the exact same car. I considered adding a Mercedes-Benz Maybach S650, which costs a paltry $200,000 -- but that's a C-Class compared to this Rolls Royce. A nice C-Class, but still. The options list on this car is next-level -- make sure you take a look at the ad from Desert European Motorcars in Rancho Mirage, California, to see all of the amazing details. Plus, at $617,000 this is the cheapest 2018 Rolls-Royce Phantom Extended Wheelbase sedan currently for sale on Autotrader. The deals just keep coming, mystery shopper -- you're welcome.

Chiron Fund Remaining - $2,138,000

Certified 2017 Bentley Bentayga -- $179,900

Certified 2017 Bentley Bentayga -- $179,900

You, dear mystery shopper, now have a used Bugatti that is analogous to your original purchase goal, plus one of the most impressive sedans on the planet. No one would fault you for falling into line and adding an SUV to your growing garage. The current king of the luxury SUVs is, of course, the Bentley Bentayga. This Certified 2017 example comes to us from Miller Motorcars in Greenwich, Connecticut and only sets us back $179,900. Painted "Extreme Silver" on the outside with striking red "Hotspur" interior, this 12-cylinder Bentley SUV will haul your family around in extreme style. Plus at just under $180K, it's one of the cheapest Bentley Bentayga models currently on sale on Autotrader. You didn't expect this to be a bit of a bargain hunt did you? Well, it is. Boom. Settle in, we're just getting started.

Chiron Fund Remaining - $1,958,100

Certified 2016 Ferrari 488 GTB -- $257,459

Certified 2016 Ferrari 488 GTB -- $257,459

Your bases are already covered in a lot of areas, but you need a weekend track car. The new $350,050 488 GTB Pista would be an excellent choice, and with a 1-minute, 21.5-second lap time around Ferrari's Fiorano test track, it's super fast. But if you want something that you can walk into Scottsdale Ferrari-Maserati and buy right this minute, it's the regular 488 GTB. This car, which still blistered the same track at 1 minutes and 23 seconds (only 2 seconds off of the monster F12tdf), will set our mystery shopper back just north of a quarter million U.S. dollars, and features the first turbocharged Ferrari engine since the venerable F40. With the extra hundred grand in your pocket from buying the cheapest certified Ferrari 488 GTB currently for sale on Autotrader, you'll have plenty of money to further modify it for track duty. Or buy some track driving lessons.

Chiron Fund Remaining - $1,700,641

New 2018 Ford Mustang Shelby GT350R -- $66,967

New 2018 Ford Mustang Shelby GT350R -- $66,967

Our mystery shopper is also into some Detroit muscle (probably) -- and while the Ferrari is in the shop getting track prepped, he or she needs an out-of-the-box racer that can also be driven to the shops if needed. The Shelby GT350R is one of the best do-anything muscle cars on the market. This beautiful blue option up at Chapman Ford in Horsham, Pennsylvania, looks like it's ready to tackle whatever track our buyer wants to throw it on. Just bring a helmet. And maybe some tires. Oh, I almost forgot: at just under $67,000 it's one of the cheapest new GT350R models currently for sale on AutoTrader (OK, it's the cheapest with a picture).

Chiron Fund Remaining - $1,633,674

Certified 2016 Porsche 911 R Coupe -- $304,991

Certified 2016 Porsche 911 R Coupe -- $304,991

Our own Doug DeMuro called the Porsche 911 R "perfect." If you're searching for perfection, you're in luck: filling out the trifecta of Italian, American, and German track cars is this certified 2016 911 R at the bargain price of just $304,991. And now our imaginary garage is filled to the brim with a nice variety of track-focused fun! I don't even need to say it, since it's the only 911 R on AutoTrader -- but that also makes it the cheapest Porsche 911 R currently for sale on Autotrader! Woo!

Chiron Fund Remaining - $1,328,683

Used 2005 Ford GT -- $239,899

Used 2005 Ford GT -- $239,899

Some might consider this pandering, seeing as how Doug has one of these now, but it's also been one of my favorite cars for over a decade -- so I'm buying one for our mystery shopper. This will look great sitting next to the Veyron, which is impressive considering its base price was one-tenth of the price of the Bugatti's when they were both new back in the 2005 -- 2006 time frame. This red GT is, yes that's correct, the current cheapest Ford GT for sale on Autotrader at just $239,899. It's had four owners and sports a clean Carfax -- someone buy it!

Chiron Fund Remaining - $1,088,784

New 2019 Aston Martin DB11 Volante -- $238,861

We are down to our last million dollars, which -- if you've been in that position -- is a frightening thing. So let's recap: we have seven fine autos including a Bugatti hypercar, a Rolls sedan, a Bentley SUV and a myriad of other fast cars including the 911R, the GT350R, the 488 GTB and now a gorgeous Ford GT. So, what's missing? Ah, a convertible! How about this gorgeous new 2019 Aston Martin DB11 Volante in Skyfall Silver, and obvious nod to Bond, James Bond. This will be the perfect open-top roadster for our mystery shopper to take their significant other(s) out on a clear night to look at the stars. And at just $238,861 it is, yes that's correct, the cheapest new 2019 Aston Martin DB11 Volante currently for sale on Autotrader. The bargains just keep coming!

Chiron Fund Remaining - $849,923

Used 2016 Jeep Wrangler 4WD Unlimited Rubicon -- $109,950

Used 2016 Jeep Wrangler 4WD Unlimited Rubicon -- $109,950

Continuing the convertible trend is this crazy 2016 Jeep Wrangler Unlimited Rubicon -- but its not just any JKU. This one has been upgraded with the AEV Brute pick-up kit. So we don't have to wait until Jeep finally gets that newly-unveiled Gladiator version of the JL into showrooms: our mystery shopper can drive over any curb at the Whole Foods Market with this beast right now. The spec sheet is as long as the vehicle itself, featuring both the hard and soft top for fun outdoor wind-in-your-hair experiences. It is, however, not the cheapest JK Jeep pick-up currently for sale on Autotrader. Sorry.

Chiron Fund Remaining - $739,973

Significant Others

We already spent $3,040,027 -- and you, dear reader, are likely running out of patience or time, or both, so here's the rest.

  • Used 1993 Mazda RX-7 ($34,000) - This FD is an amazingly clean example of what is in my opinion, one of the best looking modern cars ever produced. It just needs a manual swap. And maybe a new engine. And transmission. We'll have to see, this could blow our budget.
  • New 2017 Ford Focus RS ($37,989) - Apparently there are still a bunch of 2017 model year Focus RS cars being sold at fairly reasonable prices. It should only come in blue, like this option in Salem, Virginia.
  • New 2019 BMW M6 Gran Coupe ($125,021) - I am a sucker for the latest crop of coupe-like sedans and the M6 Grand Coupe is one of the prettiest.
  • Used 1983 DeLorean DMC-12 ($62,900) - Fully restored DeLorean, because why not!?
  • New 2019 Chevrolet Corvette ZR1 Convertible ($168,090) -- Sure the MSRP is $143,090 but we're spending money here and it's not even ours!
  • New 2018 FIAT 500 Abarth Hatchback ($24,490) -- These things are so much fun, and we need something for the housekeeper to drive.
  • New 2018 Alfa Romeo 4C Spider ($70,995) -- Fantastically Italian, let's toss one of these in too!
  • New 2018 Alfa Romeo Giulia Quadrifoglio ($90,345) -- Three Italians, all in the same color, this will make for a great Instagram shot.
  • New 2018 Ford F150 4x4 SVT Raptor ($68,751) -- I really want one of these, if they fit in my garage it would be done. They fit in the mystery shopper's garage, so they get one!
  • New 2018 Volvo V60 T6 Polestar ($62,595) -- These are just cool, plain and simple.

In the end, our mystery shopper just spent an eye watering $3,785,203. Which, if you are keeping track at home means they overspent by $5,203 beyond their Bugatti Chiron budget! And for that, we apologize, but look what ended up in the garage instead of one single super-hyper-mega-car! There were 19 total vehicles purchased. Here is a quick infographic breakdown.

info graphic

Now that's a lot more fun than one $3.78 Million car! And yes I know that the person who can afford an almost $4 million dollar used car can also afford all of these, but it was a fun drill. What would you have done differently? Post in the comments.

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This image is a stock photo and is not an exact representation of any vehicle offered for sale. Advertised vehicles of this model may have styling, trim levels, colors and optional equipment that differ from the stock photo.
Would You Buy One 2018 Bugatti Chiron For $3.78 Million or All Of This? - Autotrader