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10 Best Used Midsize Luxury Cars Under $20,000


Finding a great used luxury sedan shouldn’t be so hard — but these days, it can be challenging to find the model you’re looking for, let alone for a price that fits your budget. Fortunately, we’ve done the heavy lifting for you, combing through listings to bring you 10 of the best used luxury sedans you can find for less than $20,000.

1. 2014 Acura TL

2014 Acura TL front left
The 2014 Acura TL is available for under $20,000 on Autotrader.

The final year of production for Acura’s midsize luxury sedan, the 2014 Acura TL, started as a bargain relative to its luxury competition while also returning good fuel efficiency and strong safety ratings. Standard V6 power, available all-wheel drive, and balanced handling and comfort mark the TL as a great all-rounder. See 2014 Acura TL models for sale

2. 2015 Audi A6

2015 Audi A6 front right in white
The 2015 Audi A6 is available for under $20,000 on Autotrader.

The 2015 Audi A6’s sleek exterior and luxurious interior make a great first impression. For under $20,000, you’ll likely find feature-rich examples like the A6 2.0T Premium Plus. See 2015 Audi A6 models for sale

3. 2016 BMW 5 Series

2016 BMW 5 Series front right in blue
The 2016 BMW 5 Series is available for under $20,000 on Autotrader.

Long a benchmark for its class, the 2016 BMW 5 Series is as deserving of the title as ever, with excellent performance, luxurious features, and plenty of optional upgrades, including things like a Bang & Olufsen audio system. Our $20,000 budget should find its sweet spot in the 528i xDrive model. See 2016 BMW 5 Series models for sale

4. 2016 Cadillac CTS

2016 Cadillac CTS front left
The 2016 Cadillac CTS is available for under $20,000 on Autotrader.

Those looking to stand out from the crowd while still reveling in luxury and performance will appreciate the uniquely American 2016 Cadillac CTS. Unfortunately, the raucous 640-horsepower CTS-V remains above our budget, but CTS Luxury models with relatively low miles will fit comfortably. See 2016 Cadillac CTS models for sale

5. 2015 Hyundai Genesis

2015 Hyundai Genesis front left in black
The 2015 Hyundai Genesis is available for under $20,000 on Autotrader.

If you’re looking for a large, capable, comfortable V8-powered luxury sedan, the 2015 Hyundai Genesis 5.0 sports 420 hp, a refined and comfortable ride, abundant standard features, and luxury options like a Lexicon 17-speaker audio system. See 2015 Hyundai Genesis models for sale

6. 2017 Jaguar XF

2017 Jaguar XF front right in silver
The 2017 Jaguar XF is available for under $20,000 on Autotrader.

Nothing says passion like a Jaguar, and the 2017 Jaguar XF makes it clear you’re after something more than your average German or Japanese luxury sedan. The XF Premium models you’ll likely find below $20,000 get a 340-hp supercharged V6 engine and available AWD. See 2017 Jaguar XF models for sale

7. 2015 Lexus GS

2016 Lexus GS front left in silver
The 2016 Lexus GS is available for under $20,000 on Autotrader.

The 2015 Lexus GS sedan is a sleeper, offering more sporty pep and handling than you’d expect of a roomy Lexus. That said, it’s still as comfortable and feature-packed as you’d hope, making it an outstanding balance between fun and practicality. See 2015 Lexus GS models for sale

8. 2017 Lincoln MKZ

2017 Lincoln MKZ
The 2017 Lincoln MKS is available for under $20,000 on Autotrader.

Lincoln might not be at the top of your used luxury car list, but the 2017 MKZ makes an argument for your value-luxury dollars with a comfortable ride and good standard features. Those with a taste for sharper handling should look for Driver’s Package models, which get a 3-mode suspension system and dynamic torque vectoring. See 2017 Lincoln MKZ models for sale

9. 2016 Mercedes-Benz E-Class

2016 Mercedes-Benz E-Class front right in red
The 2016 Mercedes-Benz E-Class is available for under $20,000 on Autotrader.

The 2016 Mercedes-Benz E-Class is the luxury foil to the BMW 5 Series’s performance crown. The E-Class offers excellent safety features, a luxurious and comfortable cabin, and strong performance even in the E 350 models you’re likely to find below the $20,000 mark. See 2016 Mercedes-Benz E-Class models for sale

10. 2015 Volvo S80

2015 Volvo S80 front right in black
The 2015 Volvo S80 is available for under $20,000 on Autotrader.

Another somewhat off-beat choice, the 2015 Volvo S80 is roomy, comfortable, classy, and safe. It’s also a good pick for those with winter weather, as our $20,000 budget should get you a T6 model with all-wheel drive — not to mention a 300-hp turbocharged inline 6-cylinder. See 2015 Volvo S80 models for sale

10 Best Used Midsize Luxury Cars Under $20,000

  1. 2014 Acura TL
  2. 2015 Audi A6
  3. 2016 BMW 528i xDrive Sedan
  4. 2016 Cadillac CTS Luxury
  5. 2015 Hyundai Genesis 5.0
  6. 2017 Jaguar XF Premium
  7. 2015 Lexus GS 350
  8. 2017 Lincoln MKZ Reserve
  9. 2016 Mercedes-Benz E 350
  10. 2015 Volvo S80 T6 AWD

Andrew Ganz
Andrew Ganz
Andrew Ganz is an author specializing in helping in-market consumers get the most bang for their buck -- and the best car, while they're at it. When not virtually shopping for new and used cars, Andrew can probably be found under the hood of a vintage classic that's rapidly losing fluids.

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